We make it easy to get the financing you need, for the car you want! Apply for the auto loan you want in minutes.
We provide financing available up to 100% for new vehicles.
Terms of up to 72-months (84 months) are available for new vehicle loans over $20,000 ($15,000) or 60-months (72-months) for New Auto Loans of less than $20,000 ($15,000).
Financing for Used Auto Loans (models up to 7 years old) is available up to 100% for Used vehicles with terms of up to 60-months (72 months).
Financing for a Classic automobile is available for up to 90% of the appraised value (as long as it is $10,000.00 or over) with terms of up to 60-months.
|Product4||APR (As low as)1||Maximum term|
|New Auto (model years 2012-2015) 3||1.99%||72 months|
|New Auto (model years 2012-2015)||1.99% (purchase only)||72 months ($20,000 minimum)|
|DrivingSensetm New Balloon Auto||3.24%||72 months|
|Used Auto2||2.49%||72 months|
|DrivingSensetm Used Balloon Auto2||3.74%||60 months|
|Classic Auto2||3.49%||60 months|
|1APR = Annual Percentage Rate. Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. Rates subject to change at any time.
2A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years.
3Monthly payment example of $287.93 or $19.20 per $1,000 borrowed (including optional payment protection) is based on a new or used $15,000, 60 month auto at 100% Loan to Value at a rate of 2.99% Annual Percentage Rate.
4 APR shown reflects .25% discount for automatic payment from a Sb1 Federal Credit Union checking or savings account. APR is .25% higher without automatic payment. Promotional rate discounts are subject to change at any time without notice. Cannot be combined with any other offer.