Is your car FULLY protected?
We now offer the best, most comprehensive vehicle warranty in the industry! We can add the warranty to ANY vehicle you currently own or are looking to buy

Auto

Sb1 has a full range of Vehicle Loans

BalanceWe make it easy to get the financing you need, for the car you want!  Apply for the auto loan you want in minutes.

  • New Auto Loans

  • Used Auto Loans

  • Classic Auto Loans

 

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New, Used & Classic

New Auto Loans:

Financing for New Auto loans (less than 5000 miles) is available up to 100% of MSRP plus tax, tags and warranty, maximum term of 72 months.

Financing for New Auto loans is available up to 100% of MSRP plus tax, tags and warranty, maximum term of 84 months for loan requests over $15,000.

Used Auto Loans:

Financing for Used Auto loans (models up to 7 years old) is available up to 100% of N.A.D.A. plus tax, tags and warranty, maximum term of 72 months.

Financing for Used Auto loans (models years 2013-2014) is available up to 100% of N.A.D.A. plus tax, tags and warranty, maximum term of 84 months for loan requests over $15,000.

Classic Auto Loans:

Financing for a Classic car is available up to 80% of the appraised value (as long as it is $10,000 or over) with terms up to 60 months. In order to be eligible for a classic auto loan, the vehicle must be more than 30 years old.

 

New & Used Auto3

Product5 APR (As low as)1 Maximum term
New Auto 4 1.99% 72 months
New Auto 4 2.99% 84 months ($15,000 minimum)
Used Auto 2.49% 72 months
Used Auto (2014 &2015)2 3.49% 84 months ($15,000 minimum)
Classic Auto2 3.49% 60 months
SMART Auto 3.99% 10 years
1APR = Annual Percentage Rate. Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. Rates subject to change at any time.
2A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years.
3Monthly payment example of $287.93 or $19.20 per $1,000 borrowed (including optional payment protection) is based on a new or used $15,000, 60 month auto at 100% Loan to Value at a rate of 2.99% Annual Percentage Rate.
4A new vehicle is defined as 5,000 miles or less.
5APR = Annual Percentage Rate. Sb1 has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit history. APR shown reflects .25% discount for automatic payment from a Sb1 Federal Credit Union checking or savings account. APR is .25% higher without automatic payment. Promotional rate discounts are subject to change at any time without notice. Cannot be combined with any other offer.

 

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Is your car FULLY protected?
We now offer the best, most comprehensive vehicle warranty in the industry! We can add the warranty to ANY vehicle you currently own or are looking to buy