Lower your monthly credit card payments!
Transfer your high rate credit card balances to an Sb1 Visa credit card and take advantage of our special 1.99% APR* offer! No balance transfer fees! Offer ends 3/31/14
Give yourself some credit.
Sb1's Visa credit cards earn points good for travel and prizes. You can also switch your higher-rate credit cards to Sb1 and save. NO BALANCE TRANSFER FEES!

DeposZip Desktop

With DeposZip Desktop you maintain the capability of scanning your checks for deposit from the comforts of your home or office. This program eliminates your need to come to the branch or mail-in your deposit, saving you both time and the cost of postage.

DeposZip Desktop enables you to:

  • Use an internet based program to scan your check. You no longer need to download software onto your computer to deposit your checks remotely. 
  • Have the choice of using either a duplex or flatbed scanner to deposit your checks.

FAQs

What is Desktop Deposit?

DeposZip desktop is a secure service that is offered by Sb1. It allows you to make a deposit from the comfort of your home by scanning your check with flatbed or duplex scanner.

What are the requirements to use DeposZip desktop?

Any Sb1 member who meets the following set of criteria can use DeposZip desktop.

What are the qualifications for DeposZip?

Any Sb1 member who meets the following set of criteria can use DeposZip:

  • Must be enrolled in Netbanker and at least 18 years old.
  • Have a Checking Account or Savings Account.
  • Account must be in good standing.

Are there fees to use DeposZip?

No

How do I sign up?

You must have Netbanker to use this version. Log into Netbanker. Click on the 'remote access' tab at the top of the page. Underneath the remote access field, click on 'remote deposit.' Please follow the fields to register. Accept the terms and conditions to register. Please wait 24 hours to receive a registration confirmation. 

What is the deposit limit?

DeposZip deposits can be made for a total of up to $2,500.

Can I make a loan payment using DeposZip?

Yes

What kind of scanner can be used for making a deposit?

DeposZip Desktop uses Twain specification for communicating with scanners. Most scanner software supports the Twain specification, but not all. For the latest information for specific scanners enter DeposZip and click "Help with Scanners and Drivers" near the bottom of the New Deposzip screen or consult with your scanner manufacturer for information on their support for Twain on your device.

What type of accounts can I scan a deposit into?

You can scan your deposits into any account that you may have. You can even make loan payments.

 How many deposits can I make at one time?

Members can deposit multiple checks at one time as long as they total no more than the available limit of $2,500.

Can I split my deposit?

No. For example, if you have a check for $1,000 and you would like to put $500 into the savings account and $500 into the checking account, you would have to deposit the full $1,000 either into the checking or savings account and wait for it to clear before transferring the money. 

Are there any types of checks that cannot be submitted using DeposZip?

The following items cannot be submitted for deposit using DeposZip:

  • Any item drawn on my account or my affiliate’s account.
  • Any item that is stamped with a “non-negotiable” watermark.
  • Any item that contains evidence of alteration to the information on the check.
  • Any item issued by a financial institution in a foreign country.
  • Any item that is incomplete.
  • Any item that is “stale dated” or “post dated.”
  • Savings Bonds

How should I endorse the check?

The back of each check must include:
PLEASE NOTE: If the back of the check is not properly endorsed, we reserve the right to reject the check for deposit.

  • The words :For deposit only Sb1FCU
  • The Member Number
  • The account number to which it is being deposited
  • The words “Sb1FCU.org” on MM/DD/YY (TODAY’S DATE)
  • Payees Endorsement

Example:

 check

How quickly will the funds be available for me to use?

You will get a confirmation email when the check has been received.
Your funds will be available within 2 business days (the day the deposit is made does not count).

How long should I hold on to my check(s) after I deposit it using DeposZip?

Once your deposit has been credited to your account, you should securely store the original check(s) for 60 days before destroying it.

When will my deposit be credited to my account?

The deposit will be posted to your account at either 10am, 2pm, or 4pm, depending on the time you make your deposit.

Is the hold policy for the check different when using DeposZip Desktop?

No. The check hold is the same as defined in the Funds Availability Disclosure

How will I know if my deposit was received?

You will receive a confirmation email.

How will I know if there is a problem with my deposit?

You will receive an email noting there is a problem

How long is my deposit history available for viewing?

The deposit history is available for viewing online for 18 months. 

If I have questions, where can I go to receive help?

If you are within the DeposZip section of Netbanker, you can select "Help" or "?" as you begin the transaction and you will see information specific to the page you are on. You can also send an email to mail@sb1fcu.org or call (800) 806-9465.

Lower your monthly credit card payments!
Transfer your high rate credit card balances to an Sb1 Visa credit card and take advantage of our special 1.99% APR* offer! No balance transfer fees! Offer ends 3/31/14
Give yourself some credit.
Sb1's Visa credit cards earn points good for travel and prizes. You can also switch your higher-rate credit cards to Sb1 and save. NO BALANCE TRANSFER FEES!