Free Credit Report access is available.
The three nationwide credit reporting agencies now provide a Web site and phone number that consumers can use to request free annual credit reports. The three agencies are Equifax, Experian and TransUnion.
For the reports, consumers can:
- Visit the web site by entering www.annualcreditreport.com into your browser address bar (for security purposes the Web site owner will not allow a direct link).
- Call 877.322.8228
- Mail a standardized form (available via the link below) to:
Annual Credit Report Request Service
P.O. Box 105281, Atlanta, Ga. 30348-5281
Dowload a copy of the FTC's "Your Access to Free Credit Reports" form