*Offers apply to new Sb1 members only. To earn offers a Sb1 membership and a savings account with a minimum of $5 share is required. Must meet qualifying criteria to open a checking account to receive $25. Accounts must be open at least 90 days to qualify for the offers. There is no minimum balance required in checking account. The required activity to earn the $25 must occur within 90 days of membership date. The debit card must be used at least once to receive the $25 offer. Each $25 rewards will be credited the first week after 90 days of required activity. Sb1 has a tiered loan rate policy which applies different loan rate to borrowers based upon the borrower’s credit history. **Visa, QuickCash line of credit and home equity line of credit are not included in the $25 new loan offer. HE loans not offered in TX, PR. One bonus per member and may be reported on 1099-INT form.